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But that doesn't mean that there's no way of increasing your odds of becoming a lottery winner. Here are some fact-based tips that really work, and will help you win the lottery.
People talk about entering the lottery as if it were just one game, but every state has a selection of lottery games—and they each have different odds of winning.
Read the odds before you spend your money to ensure you're maximizing your chances of winning. By picking games with better odds, you boost your chances of being a lottery winner.
Remember that lottery games like Powerball and MegaMillions are national lotteries. They have fixed odds of winning, but if many people enter, you could end up splitting a jackpot.
That would lower the value of your prize. Don't write off scratch-off games, either. They usually offer smaller prizes but higher chances of winning overall.
The easiest way to boost your odds of winning lotteries is simply to buy more tickets. But of course, that costs money, and even if you invest a lot of money buying tickets, your odds of winning are still poor.
But what if you could buy tickets at a fraction of the price? Lottery pools give you that chance. Lottery pools give you the opportunity to improve your odds without spending more money.
Consider joining your office lottery pool or starting one of your own to get better chances of winning without breaking your budget. If these statistics have you feeling a little paranoid, cheer up.
Many good things are also more likely to happen than winning the lottery. For example, the odds of getting a royal flush in the first hand of poker are just , to one.
To put it all into perspective, consider this. The asteroid is about a quarter-mile wide—larger than the asteroid that carved out Meteor Crater in Arizona.
Fortunately for Earth-dwellers, scientists revised their predictions for the asteroid; it's no longer predicted to hit Earth at all, just skim very close.
If you've read all these statistics, and still want to play the lottery, here are some ways to improve your chances.
First, use the computer-generated numbers because they tend to be the luckiest, and there is less chance of someone else picking a duplicate number.
Whatever you do, don't pick "lucky" seven, 11, or a birthday; you can be sure that someone else will have also picked those numbers.
Those odds are one out of Maintenance costs also depress any potential return value. However, purchasing private homes in a rash, without properly considering the tax situations, could leave you in a financial hole.
Guess again! Money market stocks are low-risk investments. The cost of upkeep for huge properties like this is astronomical. Be very sure that you can afford these costs before you buy that island in the Bahamas.
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Cookie Settings. Learn why people trust wikiHow. Explore this Article parts. Tips and Warnings. Related Articles. Part 1 of Try to keep quiet.
Don't tell anyone you have won until you actually have the money. However large the sum, your life is going to change pretty drastically, and it takes a while for your newly minted circumstances to sink in.
So relax, take a deep breath, and don't blabber. You want to keep your privacy for as long as possible. Carefully read all instructions.
Do this before claiming your prize. Instructions will be on both the lottery ticket and on the ticket agency's website.
You wouldn't want your earnings to disintegrate on a stupid technicality, would you? Contact a lawyer immediately. You want to weigh your legal options regarding keeping bank accounts and dividing the winnings.
Your lawyer will give you expertise and make sure you don't run into any legal pitfalls. Before you contact the media. After you turn in the winning ticket.
When the money is in your bank account. Want more quizzes? Keep testing yourself! Part 2 of Protect your privacy and identity. The names of most lottery winners are published by the media, and you will likely have interview requests from local news outlets.
Or, you may be able to use legal entities to help mask your identity. Think carefully about whether you want media attention. It's good fun to appear on the nightly news and become an instant celebrity, but that celebrity comes with a few inconveniences.
Your friends may begin asking you for money. Your actions will be scrutinized. People will expect you to do certain things now that you are rich.
Courting media attention may not be the best step if you want to avoid these inconveniences. Consider having your attorney form a blind trust.
This will let you collect the money while maintaining your anonymity. You will be able to designate the power of attorney, and your attorney will help you iron out any other wrinkle you may encounter in the arrangement.
Take taxes into consideration. Two things are certain in life: Death and taxes. Well, you probably don't have to worry about death just quite yet, unless the shock of the prize has your heart feeling a little fluttery.
But, yes, there will be taxes. Estimate that about half your winnings will go to pay taxes. And you may get double taxed on your win, first when you receive it but also if it moves your tax rate higher you will get a further tax demand at the end of the tax year.
All lottery winnings are considered taxable income in the United States, regardless of whether they are received as a lump sum or in multiple annual payments.
Holding the lottery winnings in a trust has some tax advantages because it avoids probate of the lottery proceeds upon death of the winner and minimizes taxes on the estate.
Translation: trusts don't get taxed as much, so consider setting one up! Form a partnership if tickets were jointly purchased. If you purchased the ticket as part of a group, you're probably going to need to do some major discussing and planning with your group.
Consider the circumstances of tickets purchased jointly or by a group of individuals. Was there a verbal agreement to share the winnings? Can it be enforced under state law?
Forming a legal partnership may be a better way to receive the winnings on behalf of all the partners rather than having one person receiving the checks.
Look at circumstances involving spouses or significant others. Lottery money may be considered a marital property acquired during marriage, especially if the ticket was purchased with marital funds.
This means it may be subject to division among both parties upon divorce. Even if the parties are not married, there may be a joint right-to-winnings.
Look at gifting money to family and friends. Lottery winners can make a gift of their winnings, up to the annual exclusion limit, without incurring gift tax liability.
Making gifts to charities also has advantageous tax implications for lottery winners. Make sure you know their work is reputable and not invented yesterday.
Make the recipients of your gifts sign confidentiality agreements. The drawbacks of taking a lump-sum payment include:. Payment size increases with time, meaning the last payment should be the largest.
The major downsides of accepting an annuity include:. These professionals exist to help you, not the other way around. The wealthier you are, the higher your income tax bracket, and the more you stand to save by itemizing your tax deductions , including mortgage interest a big deductible expense for most taxpayers who itemize.
Even millionaires run into financial problems. A good rule of thumb is to set aside enough to pay for six months of expenses, bearing in mind your expenses will likely increase as your standard of living does a phenomenon known as lifestyle inflation.
Next, allocate a percentage of your winnings to tax-advantaged retirement accounts. But be sure to discuss the potential risks with your investment advisor.
Some will be legitimate and compelling — others, not so much. Otherwise, other people could drain your winnings before you realize what happened.
Come up with a ready-made excuse to parry these requests, such as needing to discuss all financial decisions with your spouse or financial advisor.
Playing the lottery is easier than ever these days thanks to platforms like theLotter , an international clearinghouse for lottery tickets in the U.
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